Permintaan rumah di Malaysia semakin meningkat dan kita dapat melihat negara berkembang dengan projek perumahan baru setiap tahun.

Beberapa pemaju terkenal di negara ini termasuk Sunway Properties, Gamuda Properties dan EcoWorld.

cara beli rumah pertama

Ia sesuatu yang penting untuk mengetahui pembangun rumah baru anda kerana pembangun yang berbeza menawarkan kualiti pembinaan rumah mampu milik Selangor yang berbeza.

Mencari pemaju yang dipercayai untuk menggunakan bahan berkualiti semasa membina rumah boleh menghasilkan perbezaan yang besar dari aspek keadaan rumah dalam jangka panjang.

3 Jenis Pinjaman Perumahan:

1. KWSP

Selain daripada pinjaman perumahan bank, apabila membeli rumah baru, anda boleh menggunakan Kumpulan Wang Simpanan Pekerja (KWSP) untuk membeli sebuah rumah.

Dana ini khusus kepada Malaysia dan setiap pekerja di Malaysia akan mempunyai akaun KWSP mereka sendiri kerana wajib.

Ia adalah sesuatu bentuk penjimatan automatik di mana jumlah tertentu akan ditolak daripada gaji anda untuk dimasukkan ke dalam akaun KWSP.

Dengan ini, pengeluaran KWSP untuk beli rumah boleh dilaksanakan. Anda perlu mendaftar terlebih dahulu untuk i-Akaun di laman web KWSP dan mengaktifkannya dengan log masuk.

Pendaftaran boleh dilakukan melalui Kios KWSP dan ia tidak memerlukan masa yang terlalu lama.

Selepas itu, anda boleh mengeluarkan 10% bayaran pendahuluan dan membayar pemaju rumah.

Seterusnya , anda akan mendapatkan pinjaman rumah dari bank.

 pengeluaran kwsp untuk beli rumah

2. Pinjaman Peribadi

Pinjaman peribadi boleh didapati dari bank pilihan.

Bank yang berbeza menawarkan kadar faedah yang berbeza. Apabila memohon daripada salah satu bank, anda perlu menawarkan aset anda seperti kereta atau rumah sebagai gadai janji untuk bank peminjam.

Ini adalah satu bentuk jaminan kepada mereka sekiranya anda gagal membayar pinjaman.

Sebagai alternatif, anda boleh mendapatkan keluarga anda sebagai penjamin anda.

Kadar faedah bagi bank akan berbeza.

Contoh pinjaman peribadi adalah RHB Easy dengan kadar faedah 11.66%, bank Perbankan dengan kadar faedah 5.99% dan Maybank Islamic dengan kadar faedah 7.00%.

3. Pinjaman Islamik

Pinjaman Islamik berbeza dengan pinjaman konvensional kerana ia melarang pembayaran atau penerimaan faedah.

Dengan itu, pinjama islamik adalah pinjaman tanpa faedah, bagaimanapun, melibatkan transaksi yang lebih kompleks.

Ini menjadikannya sama seperti perkongsian antara bank dan peminjam.

Bank dan peminjam akan memiliki aset dan peminjam akan secara beransur-ansur membeli saham pemilikan bank dengan siri-siri pembayaran.

 pinjaman islamik

Untuk maklumat anda

Walau bagaimanapun, harga rumah semakin meningkat setiap tahun dan menjadikannya semakin mustahil untuk lulusan baru mampu.

Ini telah menjadi isu bagi mereka yang merancang untuk beli rumah pertama. Untuk menambah kesengsaraan, perbelanjaan semakin tinggi apabila kenaikan inflasi. Ini termasuk bil elektrik dan air, barangan runcit, harga petrol dan banyak lagi.

Membuat pendapatan sebanyak RM3000 tidak cukup untuk menjimatkan rumah untuk hari ini.

Oleh kerana itu, banyak yang selalu mencari rumah mampu milik tanpa mengorbankan kualitasnya.

Walau bagaimanapun secara realistik, mesti ada kompromi kepadanya kerana harganya selalu mencerminkan kualiti sesuatu.

Apabila membeli sebuah rumah, adalah penting untuk mencari ejen hartanah yang boleh memberi nasihat kepada anda mengenai cara dan tips beli rumah pertama dan jenis pinjaman yang anda boleh memohon.

Selain itu, mereka boleh mengesyorkan kepada anda kawasan perumahan yang lebih baik berdasarkan tempat kerja dan gaya hidup anda.

Ini adalah untuk mereka yang ingin membeli rumah baru tetapi masih tidak mempunyai banyak idea mengenai tempat tinggal.

Adalah penting untuk memilih kawasan perumahan anda dan memastikan ia dapat diakses dan mudah untuk anda.

Terdapat beberapa jenis rumah yang boleh anda pilih, seperti banglo, kondominium, pangsapuri, teres dan juga rumah persaraan.

Pilihan adalah milik anda. Apabila beli rumah pertama, ia sentiasa baik untuk mengetahui cara kira loan rumah dengan menggunakan kalkulator loan rumah.

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Although rapidly growing around the world, coworking is still an emerging industry.

Even though many are getting familiar with the term, it can be hard to explain coworking to those who have never experienced it.

Coworking has been revolving around that working on your own does not mean you need to be alone.

It is different with serviced office or virtual office, coworking space refers to the concept of being co-located in a building.

But you still could be working on your own projects, in your own business or with a team.

What is Coworking Spaces?

Generally, coworking space is ideal for those who are looking for a better alternative to working from home. Check our CEO Suite MY for more co-working space ideas in Malaysia.

It is also suitable for those new starts up business and entrepreneur as it helps to save cost compared to office space for rent or meeting room for rent.

Even renting the affordable virtual office in KL Sentral will be expensive for the new start-up.

These spaces are often home to freelancers or to someone who is just getting their name out and are not tied to any specific business or industry.

Thus, the benefits to these spaces are that it offers the affordability for a start-up with an opportunity to stay lean, an inexpensive avenue for community and collaboration.

It also offers a lively and dynamic atmosphere that inspires productivity.

office for rent in kuala lumpur

How to choose the best coworking space?

Obviously, everyone has their own different needs when it comes to a workspace, and there is no such thing as a one-size-fits-all-office.

From quiet spaces, socialisation, coffee to sunlight, every worker and entrepreneur values different things.

It is just almost impossible to find a global solution for everyone.

By design, the coworking space in Kuala Lumpur offers a variety of solutions and areas, using the people-power of shared space.

This is to give a better resource rather than a private lease that may be able to provide.

It is totally different with the service office in KL; there are a lot of factors when it comes to choosing the perfect coworking space when growing your business.

office for rent kl

You could just sit down with your team and find out what their priorities are in the workplace, and what facilities or features that you consider to be essential for you to grow the business.

With the expensive price for Kuala Lumpur office space for rent, many new start-up entrepreneurs are turning their lounge rooms into an office.

This could be the risk factor for coworking space as it definitely allows an affordable alternative for these entrepreneurs as well as growing business.

Location

That goes without saying, for many smaller teams, the cost of central location alone could be prohibitive.

However, the coworking spaces in KLCC allow people to have their own work-place as in premium location.

The location should be strategic enough as most coworking spaces choosing the locations based on the transport options, amenities that available in the proximity.

Facilities

Another advantage of coworking space offers is every space offers different amenities.

It offers much more than just a desk.

meeting room kuala lumpur

Thus, it is important to figure out what they are, as each adds a different amount of value.

The facilities like in-house café, meeting room, kitchen facilities should be provided with enough value to each individual employee as well as towards their business.

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As we transition into a new era, many things have been achieved with the advancement of technology.

The Internet has also evolved over the decades and there is an increasing number of things that we can achieve online.

The growing popularity of the internet makes everything fast and easy.

The internet has become a part of our lives today and it is something that we cannot live without as it helps us complete everyday tasks like paying for bills and making an online transaction to someone else.

If one person is incapable of understanding how the internet works, it will be very hard to do things for the person.

Thus with this emergence of the internet, online printing company has blossomed over the years as it provides a convenient solution that gives fast and convenient service to everyone.

Travelling or even searching for a printing shop can come to a hassle most of the time.

If so, physical printing shops often charge a higher price compared to online printing shops. This causes an increasing number of people to online printing services in Malaysia.

There are many types of things to be printed, from the simplest paper printing to banner printing, custom-made stickers, canvas printing.

It is also important to note that printing colours are different from the ones shown on your screens. The famous printing colour would be CMYK, spot colours and halftones.

poster malaysia

The company’s website is crucial when offering any online printing service.

The website has to be user-friendly and trustworthy enough for customers to make an online order.

Here is a list of online printing companies that you can consider:

1. Gogoprint

Gogoprint is the biggest online printing company in southeast-Asia and promises a top quality digital and offset printing product, best customer support and affordable prices.

They print a range of items from business cards, brochures, leaflets, poster printing and many others. Besides Malaysia, it also ships to neighbour countries Thailand and Singapore.

The website of gogoprint is very user-friendly. It looks modern and organized while providing all the information you will need.

It is also easy to search for products by simply clicking the ‘product’ button and a dropdown which contains over 40 products.

This company will be an option if you are looking for custom sticker printing in Malaysia. They have various types of stickers including similar sticker, mirror coat sticker for a glossy touch and synthetic matte. This also includes car sticker printing.

Another amazing thing is that you will be able to calculate the postage fee beforehand and know the exact reception date. Postage is calculated based on a number of pieces ordered. This will help tremendously in cost estimating for customers. It is safe to say that gogoprint can be your one stop solution to all printing problems with their wide range of products.

online printing malaysia

2. KS Home Décor

They are one of the world’s leading suppliers of custom wallpaper in Malaysia and wall murals. They provide high-quality customizable wallpapers that can bring out the colour in your homes, workplace and others. If you do not have much idea on the type of art to print for your wallpaper, they do offer various samples and free consulting sessions. The website design is sleek and simple to use and provides much useful information too. A range of prices is shown on the website making it easier to estimate cost.

Besides wallpaper, they provide canvas art Malaysia printing service too. People would usually print their family photos or beautiful shots on the canvas to hang at home. To sum up, this company is the solution to all your home decorations that require printing.

sticker printing malaysia

3. Printcious

This is a company that specializes in customizable fridge magnet in Malaysia online.  If you would like to customize a magnet and put it on your fridge, this is the place for you. The website is also easy to use which makes it a great online printing service. Exact prices of the magnet are shown and other information is provided.

 

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With the impulsive prosperity in the affiliate marketing program in Malaysia, there is no scarcity of networks of affiliate marketing around the world. These top affiliate marketing programs in Malaysia provide a neutral ground for merchants and affiliates can run their business in a way that gives both of them profits. Their functionality is similar to that of wholesalers; bringing together manufacturers and suppliers.

loyalty program malaysia

The online digital marketing company has networks that band together particular products and then offers them to affiliates. The affiliates then promote the products and direct prospect customers to the networks. These networks take orders of buyers and place them with manufacturers. The online business Malaysia companies bear the responsibility of making payments to sales staff. The popularity of going through these firms is continuous because manufacturers provide a discount to the buyers after placing the order through affiliate marketers.

This agreement will benefit the buyer, manufacturer, the marketing firm, and the affiliate marketer. The manufacturer will get his products marketed online at minimal cost, and also, he will not have to pay the sales staff regularly. Customer loyalty program companies get payments for advertising products of manufacturers on their site. Successful young entrepreneurs are paid well for promoting the products of the manufacturer and the buyer offers discounts on the purchases.

digital marketing malaysia

While choosing a performance marketing company in Malaysia to promote your goods, or starting top affiliate programs, the manufacturer has to consider several things. The basic thing is the amount charged by the affiliate marketing company. Since the popularity of affiliate marketing has gained, prices charged by each firm are competitive. With deep asking around, the manufacturer will start the affiliate program at a reasonable rate. In addition, the reputation of your affiliate network is very crucial before the manufacturer to make sure that he is not signing up with a non-existent network.

An online digital marketing company that provides sophisticated tracking features and provides a guarantee to protect you from fraud is highly in demand. Additionally, consider setting your affiliate program up with online business Malaysia companies with the highest number of affiliates. A network of so many affiliates is not very effective for selling products, and the ones with very few are not what the manufacturer is looking for in the affiliate network. Networks that provide the desired customer service to the buyers and merchants are in extreme demand. A lot of manufacturers also look at networks which allow them to achieve direct contact with affiliates.

online business malaysia

Choosing successful young entrepreneurs for your affiliate marketing marks the foundation for making a lot of money in the industry. Affiliate business is spreading through the breadth and length of the internet providing enough space to vendors giving enough expansion opportunities.

The greatest benefit of using performance marketing company Malaysia is paying fees to marketers after getting traffic from their links.

This may be a blessing for the affiliate company and a curse for the affiliate marketer. Some affiliate marketers will get lost after fulfilling the target of their promotion. For this, there is the likelihood that the marketer will make losses from a non-existent affiliate company. Beware that these firms make so many promises in assisting you to get a lot of money from minimal work. In short, regardless of how appealing the reward is or affiliate commission is, it is your job to ascertain if this program is the best for your marketing time and efforts.

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There are plenty of ideas in the world that is suitable to be used for decorating your wall to enhance the mood of the room and its focal point. However, nowadays in Malaysia, feature wall design in Malaysia is getting more popular. People in Malaysia believe that feature wall design has a significant impact when applied on the plaster walls in Malaysia on creating a positive mood for the room.

wall decoration malaysia

Imagine that if you have your wall design in Malaysia’s home to be decorated with the same colour or pattern, although is look calm and comfortable without any fancy design, it looks plain and dull where the mood of the room is not being enhanced.

However, the idea of the feature wall is to select a wall in the room to be painted or decorated with a different colour and pattern, causing it to stand out and look different as compared to the other wall in the room which create the ability to highlight the existing focal point.

If you are running out of feature wall ideas in Malaysia, in this article, you can understand better what the type of the feature wall design in Malaysia that is suitable for the wall finishes in Malaysia that can enhance your room’s ambience.

Choose the different colour of paint

The traditional and common wall design ideas in Malaysia on creating the feature wall is to use the different coat of paint in painting your wall. Besides, this method is the easiest and inexpensive method for redecorating your wall decoration in Malaysia’s room.

The method is simple by selecting on the of the wall in your room to be painted with a different colour and immediately it will give the room a different feeling and mood rather than keeping it plain and dull.

However, the colour paints your chosen shall be complement with the setting of the room to avoid the adverse effect in your room such as colour mismatch and focal point distracted.

feature wall design malaysia

Choose wallpaper

If the new colour paint is too mainstream for you. Wallpaper will be another alternative way for your wall decoration in Malaysia. Wallpaper is much attractive as compared to paint as it looks more solid and comes with various design. The price of getting the wallpaper will be slightly higher than paint but definitely will fall within your budget.

Wallpaper can be a great tool to create an attractive feature wall, but it is quite complicated. If you are lacking experience in this field, it is always best to seek the piece of advice from the professional regarding your best wall decoration ideas in Malaysia’s home. For example, Vasari Malaysia can give you a great professional idea of what kind of wall decoration ideas are best for your home.

Choose the picture frame/mural wall

If you are planning to decorate your wall with the few pictures frame or mural, it is fine if you are leaving your wall texture in Malaysia with the plain colour. Picture, photo or gallery frame is a great way to create a feature wall in your room especially in the living room or bedroom.

feature wall ideas malaysia

You can use your creativity to play around with the design and arrangement of the photo frame to create a positive atmosphere in your room. Besides, using the picture wall with a few family portrait or memorable incidents will be another plus point.

Mural wall design has the greatest attractiveness and covers the whole wall. The mural can be the best use to create a theme for your room such as ocean theme, forest, natural and others. However, the mural wall is often very expensive as the dimension of the design is bigger and require a lot of the effort in decorating it.

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In Malaysia, getting more and more people are using the plastic card which aims to make their lives become much easy in various ways. Not to mention, the plastic card has become one of the essential tools in people’s life where certain things can only be done with just the plastic card such as ATM machine, verification and more. This has turned the demand for ID Card printer is increased tremendously and cause the industry to make a fortune.

id card printer malaysiaAs the technology evolves, the plastic card can now even be used for transaction purpose which makes your life become much convenient. Hence, the plastic card printing in Malaysia has become a huge demand where all the business is trying to issue the plastic card for their staff or consumer for many purposes.

One can’t avoid from the fact that you sure have at least one of the plastic card right now in your hand. In this section, let’s discover what are some of the PVC card printing that you have commonly seen in the market that makes your life easier.

Loyalty card

The loyalty card is one of the common cards that you will see everywhere in the shop, especially for the food and beverage industry. This is because one of the ways to retain the loyal customer is to implement the loyalty program by issuing the loyalty card to the customer to signify them as the loyal customer to your company.

pvc card printing malaysia

The loyalty card can serve for many purposes where it includes collecting the customer information, collecting the points each time transaction is made with the card, redeeming the rewards using the point available in the card and more.

Membership card

Nowadays there are many membership card supplier where you can get your member card printed at a relatively low cost which turns out to save your operating cost.

Member card in Malaysia is different from loyalty card, where member card helps to verify you as the member of the company. The membership card is commonly seen in the clubhouse, fitness centre or beauty centre and more.

member card malaysia

The membership card printing in Malaysia is also a powerful marketing tool where the customer or member will feel a sense of belongings to the company by issuing the membership card to them.

ID card

Not to mention ID card is the most important and every people will definitely have one when reaches 12 years old. Malaysia ID card also known as MyKad is a multipurpose identity card that serves more than just identification and verification purposes which can be used as a prepaid card for cashless payment.

Besides, the ID card can be used in education and government institution which serve to verify your identity as one of the students or staffs in the institution where often you require scanning the barcode or RFID in the printed card to get access to certain areas.

As the demand for ID card printer is relatively high as all the institution need the supply of the ID card, you can get your ID card printing price at relatively low cost if you are placing the order in bulk volume.

ATM card

ATM card is another popular card which allows you to withdraw or do any transaction in the ATM machine, online bank transaction or retail shop.

You should get yourself at least one ATM card from the bank. The process is relatively quick as they have their card printing that able to issue you the card on the spot. Simply by inserting your new ATM card into the ATM card reader Malaysia and change pin number which then your ATM card is ready to be used.

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tong sampah kitar semula

In this era economic turbulence, it is important for the business to make every penny and every minute count, as time is money.

Thus, many tissue paper suppliers and q up stand supplier in Malaysia prompted them to tighten their belts and look for a cleaner way of working.

Despite the proliferation of public awareness campaign and recycle waste bin provided from the supplier, recycling programs are Malaysia seem not to be that effective at all.

Indeed, inventory waste can be a real bummer. However, while reducing cost through more efficient, faster in transportation, yet many companies are failing to tap one key area full of opportunities to improve processes and reduce wastage.

But the truth is despite business size, every business can benefit from a regular supply chain review.

Inventory reduction is just another way to tackle inventory waste. Below are just more than any lean manufacturing process and supply chain optimization program should consider.

1. Product Design

Whether it is in the aesthetic or the performance specifications of finished products or even each of its component parts, the design process should always include an assessment.

The assessment served the purpose to determine the minimum of the least expensive raw material is being used by those supply chain such as in safety equipment like air refresher, in order to meet up with the specifications.

Of course, least expensive must be assessed considering all costs, including the materials wastage due to using inferior quality products.

Another option is to review each component like soap dispenser from Malaysia is needed which to determine whether it can be made or sourced for less cost.

 recycle bin supplier in malaysia

2. Quality Control

It is true that the finished quality of inventory stock could affect the amount of waste produced.

While you may found less costly raw materials or have leaner manufacturing processes, is the sacrifice worth more production quality issues, defects, customer service calls and product returns?

Even if being rejected by Quality Assurance (QA) or customer return can be recycled, there is still a relatively high cost of doing so.

3. Production Processes

In addition, each process that materials going through at each link in the chain must be examined by focusing on the inventory waste reduction aspect.

If process waste materials like rubber hum in Malaysia, it should be reviewed to reduce or even eliminate the waste.

4. Product Packaging

Similarly, with the concept of using low-cost materials, there is a point of diminishing returns when you reduce packaging.

However, when you add up the costs of purchasing, handling and shipping excess packaging, the savings you may find by eliminating the excess can be more than worthwhile.

5. Over-processing and handling

Any process of your products go through that does not change its value, either through increased functionality, better appearance or speed to market can result in inventory waste, even if that is just from having the inventory in your hands for longer than needed.

 

In conclusion

In short, there is a hundred and one way that you can experience inventory waste throughout the supply chain.

One of the ideal overall as to reduce the waste is to increase your inventory visibility as much as possible.

This also includes a through up-to-date inventory management systems, at every step of the process.

Besides, to learn more about reducing your inventory waste like PVC coil mat or floor mat suppliers and optimizing your entire supply chain, you may check out online for warehousing service and figure out the best solution for you.

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life coach training malaysia

Neuro-linguistic programming or also known as NLP is a behavioural-modification technique used by psychiatrists, hypnotherapists, medical physicians and general counsellors.

Neuro-linguistic programming was invented and introduced during the 1970’s and remain popular among the business organization.

NLP often provides several coaching training like clinical hypnosis therapy or hypnotherapy course that comes with different course fees.

What is Neuro-Linguistic Programming?

Neuro-linguistic programming is a psychological approach to communication and personal development that focuses on the connection between mind and language.

Thus, many certified licensed NLP practitioners often provide the best NLP life coach in Malaysia which serves as supplemental tools for initiating positive and personal changes.

It involved the use of guided visualizations along with the specific language patterns to initiate positive change from within.

There are a plethora of benefits from NLP that claimed to cover everything from improved memory and focus, lie detection, weight loss and reduced anxiety.

A few studies have been successful in supporting these claims, suggesting that NLP of Malaysia Price could be a worthwhile complementary approach for some individuals.

life coach malaysia

1. Promotes Learning

Indeed, learning can be tough and the feeling of discouragement can make it even tougher.

One study found that NLP may be helpful for improving self-esteem especially in children with dyslexia by helping to provide a deeper sense of relaxation and lower the level of anxiety.

It also had proven to be able to improve the children capabilities in learning things. Many researchers also have the same argument that the more examination is needed, especially those with ADHD or ADD.

2. Helps to Reduce Anxiety

The therapeutic approaches and talking are one of the most effective with anxiety. So, it is not a surprise that NLP offers these benefits.

One study also found that NLP was an effective tool for alleviating the feeling of individual who experienced claustrophobia.

It is suspected that the combination of relaxation and guided imagery is perhaps the biggest reason why NLP able to cub those anxious feelings.

3. Supports Balanced Moods

Besides, there is some limited evidence to suggest that NLP could be an effective tool in supporting an overall healthy mood.

Keep in mind, which depression somehow also involves multiple factors that are unique to the person and the approaches of dealing with it need to be multifaceted and specifically tailored to the individual. Thus, NLP may offer positive impact to an overall solution.

4. Overcome Bad Habits

In addition, one of the best ways to get rid yourself from bad habit is to replace it with a more new and healthy habit.

It is not an easy task to replace the bad habit with the new habit that is more positive. Hence, NLP has remained one of the most sought-after methods for helping to overcome those bad habits.

Since NLP also has no other side effects, it is indeed a great tool that everyone can have in their arsenal for fighting bad habits like putting off the exercise or love in consuming junk food.

 5. Support Weight Loss

The unhealthy eating habit can have more to do with what is going on in their head rather than with their appetite.

Thus, the psychological behavioural modification can be helpful for reducing how much a person eats and increasing how often their exercise.

One study has shown that people that trying to lose weight experienced positive benefits from taking part in NLP, despite having the troubles staying consistent with the exercise.

hypnotherapy malaysia

 

 

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Nowadays, businesses are no longer just physical places, but virtual ones that can be accessed, and could be breach anywhere at any time from multiple devices.

 

cybersecurity malaysia

Many companies like Yahoo and Wendy’s have taken their security system into account by regularly taking Penetration Test from the top Pen-Test companies.

The main reason is that they don’t want any of their security system being breached or hacked by the individual that has all-purpose.

This is why it is important to provide Digital Forensic Services or Cask Training course to the employee in order to preserve the trust of the customers.

In addition, many of the penetration testing service providers or PCI DSS companies in Malaysia also provide Cox certification training that taught about computer forensics.

The programme also includes Cyber Security Training that based on the analysis of cybercrime in Malaysia.

As a business, maintain and enhancing the customer relationship is very important. It is very crucial for the customers to know that their personal data is well-protected as many businesses are susceptible to data breaches, at their customer’s expense.

To successfully implement the standard, every organization should have the obligation to comply and understand the benefits they will gain by being PCI compliant.

Here are a few reasons why complying with the PCI DSS can benefit your company.

pen testing expert

1. Mitigate the risk of security breaches

Just like any other compliance programs, many of the organizations may have a question in their mind before they putting on a journey towards compliance.

As everyone knows that just by simply locking your physical doors at night is not enough to keep the business safe anymore.

With the compliance regulations in place today, it is time to get some brand new locks that monitor for all the channels that your customer engagement with your business on.

These locks could come in the form of access control, two-factor authentication, compliance procedures and other processes that will ensure you and your customers ‘data are well-guarded.

internet security malaysia
Online Security Technology and Hacking Risk Alert Concept

2. A boost in customer confidence

One of the most obvious benefits of achieving PCI DCC compliance is the fact that is providing an undisputed advantage in the maintenance of customer relationships.

By complying with the PCI DSS framework standards, you are demonstrating that your company really has taken into account the IT security Malaysia.

Thus, this will encourage more and more customers to trust you with their personal payment card information.

Inevitably, this will improve the customer relationship and can be translated into a positive impact on your profits.

They will see you as a company that has a strong commitment and integrity to protect their data.

3. Avoid the additional incurred cost

Indeed, data breaches can cost you a ton in both money and customer confidence. There is also a cost of paying fines, paying compensation for the lost, not to mention investigation costs and audits on the business side.

This is why it is important for any company or merchant to understand the benefits of PCI compliant.

Well yes, of course, you did have to spend some money to comply with the standards set.

And as stated above, the implementation of PCI requirements properly will decrease the breaching of data.

This absolutely is the real benefit for the company because its possibility of receiving fine may decrease as well.

cyber crime in malaysia

 

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 过 大礼 马来西亚

Malaysia has being well-known to be a country the rich with its cultural due to the diversity that comprises numerous races that had been living in Malaysian since its independence.

Therefore, it is not something new or odd to see people from different races and backgrounds mingle together peacefully.

The diversity in culture has made each of cultural exist in Malaysia to be unique that including Chinese Traditional Wedding.

The preparation of the traditional Chinese wedding day is vital and is considered being one of the big days of both families of the bride and groom.

wedding dress malaysia

This practice is also known as the Guo Da Li in Malaysia wherein the bride’s family will receive the gifts and food items from the groom’s family.

However, some of the Chinese customs has been modernised and adapted over the time yet still carry the meaning and history of the wedding traditions.

1. The Offerings

According to the Chinese custom, it is customary for the groom and his entourage comes over to the bride’s house. The bride will wait in her room by wearing the Chinese wedding dress Malaysia or also known as Qun Kwa traditional costume.

Typically, the wedding dress can be rent from the Qun Kwa rental or any Traditional Chinese bridal shop.

While waiting for the groom arrived, the bride’s family will traditionally set up a table of offerings for the ancestors and gods.

The ritual is serving the purpose of blessing the couple with a long and happy marriage ahead. The ritual usually includes burning of joss sticks and offerings some fruits or sweet treats. For further details, please click here.

2. Red Veil

The red veil can be seen in the traditional Chinese wedding which carries a similar meaning to the white veil that worn in the western wedding.

The red veil can be getting from the bridal shop in KL which traditionally was meant to symbolise the modesty and to cover the bride’s face.

bridal shop in kl

3. Tea Ceremony

The tea ceremony is one highlight in the Chinese wedding ceremony as this ritual has prevailed over time as an essential part of Chinese culture.

The bride and groom will be serving the tea to their parents and older married relatives such as the grandparents, uncles, aunties and senior cousins.

It signifies as a sign of respect, gratitude and love. The couple will bow on kneel down to serve them the tea and present them with an “Ang Pao” or know as gift cash.

The teacups and pots can be found in any Chinese wedding accessories shop in Kuala Lumpur which comes in different design and colours.

Traditionally, the tea also symbolises the purity, fertility and stability. It is meaningful moments in Chinese wedding where the two families are officially united through the marriage of the couple.

4. Loud noises

When the bride with its entourage arrived at the groom’s house, there often will be accompanied with the firecrackers, music and the sound of gongs to celebrate their arrival.

Normally, the groom will blatantly honk the horns along the way to the bride’s house to show that they are ready to meet up for the bride.

The loud noises from the firecrackers or music serve the purpose of creating a festive and jolly celebration. The myth also believed that the blasting sounds of firecrackers will ward off the evil spirits.

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